China Financial Daily

China Insurance Regulatory Commission to remind dividends selling insurance policyholders may not be guaranteed dividend
Wake-up call for the international financial crisis, people’s risk awareness, but also with hot sales of the dividend risk.

From June 1, the Xinhua Life Insurance, the new specialized sales channels in the bank “money counter” the official listing of products, the product is the sum insured to take dividends, with the return of the annuity death and disease, accidental death of the dividend double protection insurance products.

At this point, including the safe, sunny life, in the Dean have been launched in conjunction Dividend new insurance products. Yick and wealth of statistics confirms the dividend risk has become the mainstream of Bank and Insurance Company products, the first quarter of the domestic insurance companies to launch a total of 24 insurance products, of which 16 is the dividend risk, accounted for more than 60%.

Indeed, the era of low interest rates, can provide protection as well as preserve and increase the value of the investment products, insurance is a good dividend investment options.
China Insurance Regulatory Commission rational look at this to remind policy holders dividend income, “the risk does not necessarily guarantee that dividends have a dividend distribution of the future.” Industry experts also pointed out that the dividend dividend risk depends on the company’s profitability, uncertainty, so the dividend is not guaranteed.

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