China Financial Daily

Financing difficult to break the big banks to speed up the pace of SME lending
Continue to pay attention to solve a series of reports of difficulties in financing small and medium enterprises. A few days ago, we broadcast the major banks to launch a “credit factory” model, gave rise to a number of local governments attach great importance. Take the initiative to contact their banks, the banks are willing to do first, and the use of credit services to local small and medium-sized factories.

This is a press shot of the first co-operation from banks and governments to create “credit factory” of the case. In this example, the Chengdu government will subordinate financing for small and medium-sized agency services agencies, as the Bank of China Sichuan Branch of “credit factory” an extension of marketing channels, through their grasp of the industry information and business information, as recommended by the Bank of China high-quality customers, to grasp the first crossing. Loans after the Post-lending Management to assist the banks.

Chengdu SMEs Secretary octocarinatus Lee said: “One is the selection of enterprises, another post-to-business access to credit tracking.”

In addition, for loans, the government will provide financial discount. If small and medium-sized loans, resulting in higher non-performing banks, the Government has to provide adequate operating subsidies to reduce the risk of banks, from the mechanism to encourage banks to small and medium-sized loans.

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