China Financial Daily

Alipay charges the fee: The new model or lead to major changes in the industry
Followed by the fee-charging for external business in April 2007, Alipay Company announced to charge a certain percentage of the cost of services on January 1, 2009 and pledged to continue to free for the ordinary users.
What is a big customer? That is, in the alipay website, the alipay user who uses “I want to pay”, “I want to receive” function and “Ali Wang-wang” “AA receivables” function, the authentication user enjoys 5,000 yuan per month of free Trade flows, while the excess of the amount needs to charge 1.5 percent service expense, whereas the non- authentication user enjoys 500 yuan free flow of trade. However, the ordinary people who trade in website continue to enjoy the free service.
Alipay charges service fee from large amounts of personal business, which is the span business model of profitability. It means the mature and perfect of platform. Currently, the internet payment platforms compete seriously. Alipay surges the new wave of charge.

Yu Bin: Alipay charges the service fee, could Alipay get the heart of people?
Alipay begins to charge the service fee, which surge the uproar in the industry. Many users do not understand that, but I think alipay is force to do that, now the condition that credit card cashes out has been intensified. Especially after the spread of the media, more people understand the another purpose of alipay. Due to the POS machine set at least 2.5 percent of the fees, while the alipay needn’t pay the commission charge. Therefore, more and more people are using the alipay.

Some third-party payment tools accordingly:
Tenpay: free of charge, different banks will arrive in different times, generally 1-10 days.
Baifubao: free of charge, Baifubao suggest using ICBC or China Merchants Bank, as the cash withdrawal in Agricultural Bank and Construction Bank is always failed, general 1-3 days.
99bill: Withdraw the cash into your own bank account 3 yuan/times; pay the money into the bank account of other people, the commission charge yuan/times.

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